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 Rural Housing Loans...Check it out!
*We offer USDA-RD in the State of New York!
*No Mortgage Insurance!
*No Cash Reserve Requirements!
*102% of Appraised Value to Cover Closing Costs!
*6% Seller Concessions Allowed to cover closings costs!
*Gifts allowed and DO NOT NEED to come from relative!
*30 year fixed and no PMI!
*All Closing Costs can be included in the loan!
*Try USDA-RD BEFORE FHA because we require NO DOWN PAYMENT!
*Standard Site Built Homes. No MFH, Modular, Log, etc. *You can use your OWN APPRAISAL for the USDA-RD file! *First Time Home Buyers Allowed!
*Minimum of only 620 on all borrowers to go No Money Down!
*Bankruptcy...Chapter 7 must be discharged for at least 3 years. If you are in a Chapter 13 bankruptcy and have made all court approved payments on time and as agreed for at least 1 year, you are eligible to make a USDA loan application!
What is Considered a Rural Area by the USDA?
Rural areas include open country and places with population of 10,000 or less and—under certain conditions—towns and cities. There is an automated rural area eligibility calculator at: Apply today:
Phone: Call 1-888-350-0288 x 202
24 Hour Conditional Approval!
Moneyline New York, LLC - 311 Alexander Street, Suite 214 - Rochester, NY 14604 Office Phone: (585) 325-1760 Fax: (585) 325-1811 Toll Free Phone: 1-(888) 350-0288 ¡Hablamos Español!: 1-(888) 201-4840 :: Apply Now :: Pre-Qualify :: Spanish Speaking Loan Officers :: FHA Home Loans :: USDA Rural Housing Loans :: Loan Programs :: Purchasing :: Refinance :: Refinance Calculator :: Debt Consolidation :: Need Cash? :: Imperfect Credit? :: Interest Only :: Home Equity Loan :: Request Loan Status :: Calculators :: Credit Grade Calculator :: Loan Process :: Loan Application Instructions :: FAQ :: Forms :: Contact Us :: About Us :: Tell-A-Friend :: Privacy Policy :: Pittsford Homes Inc. :: Marketplace :: Home :: Employment :: We offer mortgage loans in the State of New York Rochester, Buffalo, Finger Lakes, Syracuse, Binghamton, Utica, Inlet, Watertown, Albany, Poughkeepsie, Wappingers Falls, New Paltz, Westchester, Manhattan, Long Island.
Rich Ignizio/Broker
NMLS #35662 (Broker)
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