Our Bank Statement Mortgage program is a perfect fit for Self-Employed Borrowers who prefer to use business or personal bank statements to document their income instead of tax returns.

Program Highlights:

  • 12-24 months business or personal bank statements
  • Most property types
  • Financing up to 85% Loan to Value (15% down)
  • No tax returns, No 4506
  • Competitive rates
  • Fast turn times


  • 680+ Credit Score
  • 2+ years same income source
  • No bankruptcy, foreclosure or short sale in the past 18 months
  • A minimum of 3 tradelines reporting 12+ months or 2 tradelines reporting 18+ months
  • To determine monthly income add 24 months consecutive deposits from your personal or business bank statements, take 50% of that amount and divide it by 24. This will equal your monthly income. Insert this figure in the Gross Monthly Income section of the application and make a note under "Other Income" that you used bank statements

Bank Statement program available for lower credit scores, inquire at Info@MoneylineNewYork.com 

Apply Today, No Obligation! www.MoneylineNewYork.com  

All programs are for Self-Employed borrowers. Offered in NYS only. 

*Terms and restrictions apply