Making the American Dream Real. Our Pledge...We will look at every mortgage application, regardless of credit or loan size, offer a FREE ANALYSIS and send you a response within one business day. 
Phone: 585-325-1760

20+ LENDERS. 100'S OF MORTGAGE PROGRAMS.

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Who owns the Appraisal?

The mortgage company owns the appraisal even though the borrower paid for it. This is because the mortgage company orders the appraisal on the borrower's behalf, and the Appraiser lists that mortgage company on the report. The borrower does have the right to receive a copy; however it's the mortgage company's discretion to give the borrower the original appraisal report.