Making the American Dream Real. Our Pledge...We will look at every mortgage application, regardless of credit or loan size, offer a FREE ANALYSIS and send you a response within one business day. 
Phone: 585-325-1760

20+ LENDERS. 100'S OF MORTGAGE PROGRAMS.

Real Solutions. No Gimmicks.

Why is credit scoring used?

Credit scoring is based on real data and statistics, so it usually is more reliable than subjective or judgmental methods. It treats all applicants objectively. Judgmental methods typically rely on criteria that are not systematically tested and can vary when applied by different individuals.