Making the American Dream Real. Our Pledge...We will look at every mortgage application, regardless of credit or loan size, offer a FREE ANALYSIS and send you a response within one business day. 
Phone: 585-325-1760

20+ LENDERS. 100'S OF MORTGAGE PROGRAMS.

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I've only been late a couple of times on my credit card bills. Does this mean I will have to pay an extremely high interest rate?

Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.