Conventional (30 Years Fixed): 3.990%/4.375% APR | (15 Years Fixed)| 3.250%/3.495% APR
FHA (30 Years Fixed) 2.875%/3.286% APR Property taxes, homeowner's insurance, and mortgage insurance are required and is variable on FHA loans. 20% down on conventional purchases and 3.5% on FHA. Based on a $200,000 Purchase or Rate/Term Refinance with a borrower credit score of 720. *Terms and conditions apply. Several other loan programs available with credit scores as low as 620.
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How do I apply for a VA guaranteed loan?
You can apply for a VA Loan with any mortgage lender that participates in the program. In addition to the application requirements from your lender, you will need the following at application time:
Certificate of Eligibility from the Veterans Administration by submitting a completed VA Form 26-1880.